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Used Car Financing - Canada Car Credit Auto Financing

Paying for used cars is not like new car financing. Interest rates are higher and your credit doesn't have to be perfect to get behind the wheel of a used car. The upside is that buying a used car saves you a lot of money on the cost of the car. For example: A Dodge Caravan minivan depreciates 25% in the first year so buying a one year old Caravan can save you about $7,500 plus taxes!

In the past, used car financing was amortized up to a maximum of 60 months or five years. Today most Used Car Loan Lenders will finance a vehicle for up to 84 months or eight years. This means that you can control the amount of your monthly payment adjusted to the term you desire. If you want to pay it off sooner, you choose a higher monthly payment and shorter loan term or you take a cheap monthly car payment over a longer period of time. You choose!

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